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Terms of Use

1. Website Purpose2. No Professional Advice or Client RelationshipWhen Professional Advice ExistsNo Reliance3. No Offer or Commitment4. Service Structure and Independence5. Use of Website6. Information Accuracy7. Third-Party Links and Services8. User Submissions9. No Warranties10. Limitation of Liability11. Indemnification12. Compliance with Laws13. Intellectual Property14. Changes to Terms15. Governing Law16. Contact Information

Effective Date: 03/28/2026
Last Updated: 03/28/2026

Welcome to https://www.olivefinancial.com (the “Website”), operated by Olive Financial Services (“we,” “our,” or “us”).

By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree, you should not use this Website.

1. Website Purpose

This Website provides general information regarding real estate, mortgage, insurance, and related services.

All content is provided for informational purposes only and does not constitute an offer, commitment, or guarantee of any service, product, or outcome.

2. No Professional Advice or Client Relationship

Information provided on this Website is for general informational purposes only.

  • Content on this Website does not constitute legal, tax, financial, or investment advice
  • Use of this Website does not create an advisory, brokerage, agency, fiduciary, or client relationship

Any communications, whether verbal or written, including emails, messages, estimates, scenarios, or preliminary discussions, are provided for general informational purposes only and are not intended to be, and must not be relied upon as, professional or personal advice.

When Professional Advice Exists

Professional or personalized advice is provided only when all of the following conditions are satisfied:

  • A formal client relationship has been established with the applicable licensed entity
  • The scope of services has been clearly defined
  • Required agreements have been executed (including written and signed agreements where applicable)
  • Advice is provided within the scope of that engagement

Unless all of the above conditions are met, no communication—whether written or verbal—shall be deemed professional or personal advice.

No Reliance

By using this Website, you agree that:

  • Any information provided outside of a formal engagement is general in nature
  • You will not rely on any such information for making financial, real estate, lending, or insurance decisions
  • Any reliance on information provided outside of a formal engagement is at your own risk

You should consult with appropriately licensed professionals under a formal engagement before making decisions.

No fiduciary, advisory, or agency relationship is created unless expressly established through a formal engagement agreement.

3. No Offer or Commitment

Nothing on this Website constitutes:

  • An offer to lend
  • A commitment to provide insurance coverage
  • A guarantee of pricing, rates, eligibility, approval, or coverage

All services are subject to:

  • underwriting
  • eligibility requirements
  • applicable laws and regulations

4. Service Structure and Independence

Olive Financial Services operates as a coordinated platform. Services are provided through separate licensed entities and partners, including real estate brokerage, mortgage lending, and insurance services.

  • You are not required to use any affiliated or recommended provider
  • You may choose independent providers at any time
  • Services may be used individually or in combination

5. Use of Website

You agree to use this Website only for lawful purposes and in a manner that does not:

  • violate applicable laws or regulations
  • infringe upon the rights of others
  • interfere with Website functionality or security
  • attempt to gain unauthorized access to systems or data

We reserve the right to restrict or terminate access for misuse.

6. Information Accuracy

We make reasonable efforts to keep the information on this Website accurate and up to date. However:

  • We do not guarantee the completeness, accuracy, reliability, or timeliness of any information
  • Information may be outdated, incomplete, or subject to change without notice
  • Content may vary based on location, eligibility, market conditions, underwriting guidelines, regulatory requirements, or third-party inputs

The Website may include information obtained from third parties, which we do not independently verify.

You should not rely solely on information presented on this Website for making decisions. You are responsible for independently verifying any information before relying on it.

Any reliance on information provided on this Website is at your own risk.

7. Third-Party Links and Services

This Website may contain links to third-party websites or services.

We:

  • do not control third-party content
  • are not responsible for their accuracy, policies, or practices

Your use of third-party services is at your own risk.

8. User Submissions

By submitting information through forms or communications:

  • You represent that the information provided is accurate to the best of your knowledge
  • You authorize us to use the information to respond to your request and provide services
  • Submission of information does not create a client relationship
  • Submission of information does not constitute an application for credit or insurance unless explicitly stated

9. No Warranties

This Website and its content are provided on an “as is” and “as available” basis.

We make no warranties, express or implied, including:

  • merchantability
  • fitness for a particular purpose
  • non-infringement
  • availability or uninterrupted access

10. Limitation of Liability

To the fullest extent permitted by law:

Olive Financial Services and its affiliates, partners, and representatives shall not be liable for any:

  • direct or indirect damages
  • incidental, consequential, or special damages
  • loss of data, income, business, or opportunity

arising from or related to your use of this Website.

11. Indemnification

You agree to indemnify and hold harmless Olive Financial Services and its affiliates from any claims, damages, liabilities, or expenses arising from:

  • your use of the Website
  • your violation of these Terms
  • your misuse or reliance on information

12. Compliance with Laws

This Website is intended for use within the United States.

Use of this Website is subject to applicable federal and state laws, including Georgia regulations where applicable.

13. Intellectual Property

All content on this Website, including text, design, logos, graphics, and layout, is the property of Olive Financial Services or its licensors and is protected by applicable intellectual property laws.

You may not:

  • reproduce
  • distribute
  • modify
  • create derivative works

without prior written consent.

14. Changes to Terms

We may update these Terms of Use at any time.

Changes will be effective upon posting. Continued use of the Website constitutes acceptance of the updated Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

16. Contact Information

If you have questions about these Terms of Use, contact:

Olive Financial Services, Inc

Website: https://www.olivefinancial.com
Email: hello@olivefinancial.com
Phone: +1 (888) 888-1201